Justin Urbas: Interview with a Financial Advisor


Crispy Chicken Thighs with Smoky Chickpeas


Warm up and wind down with this simple yet hearty weeknight meal.



  • 3 tsp. canola oil
  • 8 small bone-in, skin-on chicken thighs
  • 1/2 medium onion, chopped
  • 3 cloves garlic, chopped
  • 1½ tsp. smoked paprika
  • ½ tsp. ground cumin
  • 1 pt. grape tomatoes
  • 2 15-ounce cans chickpeas, rinsed
  • fresh thyme leaves, For serving
  • Kosher salt and freshly ground black pepper
  • ½ c. plain Greek yogurt

More at: http://www.countryliving.com/food-drinks/recipes/a41025/crispy-chicken-thighs-with-smoky-chickpeas/

9 Ways To Support A Culture Of Wellness In Your School


How can you create a culture of wellness in your school or classroom?

General wellness is an important concept for leading a healthy life wrapped up in a generic term. What does wellness look like and how can you encourage it in a class setting? Sketch-noter Sylvia Duckworth created the graphic above to share tips for supporting a culture of wellness in schools.

Children spend a significant amount of each week day in a classroom, making it not only a place to learn academics but also an opportunity to teach life skills that will serve them beyond the schoolyard, like self-care, community involvement, and fostering a sense of connection and belonging.

More at: http://www.teachthought.com/whole-child/9-ways-to-support-a-culture-of-wellness-in-your-school/

Mile-High Biscuit Sandwiches with Sweet Heat Hot Chicken


This sweet and spicy fried chicken recipe is flavored with honey and hot sauce, and it tastes even better wedged between flaky buttermilk biscuits.


Sweet Heat Hot Chicken
  • 1 c. all-purpose flour
  • 3/4 c. yellow cornmeal
  • 2 tsp. baking powder
  • 2 tsp. cayenne pepper
  • 2 tsp. Kosher salt
  • 2 tsp. Freshly ground black pepper
  • 2 c. Buttermilk
  • 5 chicken cutlets (about 1 lb.) halved crosswise
  • 7 c. vegetable oil
  • 1/4 c. hot sauce (such as Cholula Brand)
  • 3 tbsp. Honey

More at : http://www.countryliving.com/food-drinks/recipes/a41656/mile-high-breakfast-chicken-biscuit-sandwiches-recipe/

Know from Justin Urbas the 4 risks that you must take as an entrepreneur

Risk taking is an integral part of the entrepreneurship. An entrepreneur is responsible to take their own decisions and face the outcomes. However, sometimes, the new business owners prefer playing safe instead of taking new challenges and thus, restrict the growth of their business. Here, Justin Urbas has identified some such risks which you should take to boost growth of the business.

Sacrifice the steady income:

There are many entrepreneurs who see their business just as a source of extra income and thus, do not put their entire effort for it. But, this approach will not work when you are dreaming to be a successful businessman. For running the business smoothly, you should be ready to work hard. Obviously, to do this, you have to sacrifice the current job or any other task that keeps you involved for the whole day.

Most of the new entrepreneurs, while starting business, hesitate to take the decision as there is no guarantee for steady income in initial days. But, the business owners encourage budding entrepreneurs to take this risk if you want to succeed.

Be ready to invest personal income:

There are some lucky entrepreneurs who can start their business with the external funding only. It means that these business owners mainly depend on loans, grant and finance of angel investors to start the venture. But, everyone may not be lucky as them. It may happen that the external funding you are obtaining is not sufficient for the business and in order to manage expenses you have to finance it personally.

In these circumstances, you should not hesitate to invest the personal capital. If the business is managed in first few months, you will enjoy the benefits later.

Manage the cash flow:
Even if your business is financed perfectly, managing day to day expenses may become difficult in initial days. The situation can continue in so called profitable years also if the revenue does not generate on regular basis.

However, under any circumstances, you have to pay the monthly bills. Sometimes you may find it is quite challenging. To avoid it, you should be ready to collect cash so that the regular expenses can be managed without any difficulty. It also may require personal investment in some cases. Do not step back to put your personal finance to the business. It will help you to create a clear image to investors and other partners. It, in turn, will be effective to grow later.

Trust the key employees:

During initial days of your business, developing a full team may be difficult. Thus, in these days, you should try to create a small group which can work for long hours and can handle multiple tasks. To get everything done on time, you will have to trust these employees. You will also have to find out the special skills among them and utilize those for your organization.

Instead of hiring the entire team, you can recruit one or two senior professionals also to fulfill your requirements. In that case also, having faith in their abilities is necessary for completing tasks on time.



You can never have too many fruit salad recipes, right? Especially when they are this creamy and luscious and perfectly easy to prepare! This Creamy Cinnamon Apple and Walnut Fruit Salad is definitely going to be one of my go-to fruit salad recipes from now on. I made it at lunch time and before I’d even taken a bite of the rest of my lunch I’d polished off the my bowl of this and wanted more because it was just that good!

Apples, walnuts and cinnamon just go together, and fruit salads with cream cheese (or in this case light cream cheese) are pretty much the best so you basically already know this is going to be good before tasting it. I love all the textures and flavors in this apple fruit salad. You get those perfectly crisp sweet apples, a light tartness from the dried cranberries, just the right amount of rich creaminess from the dressing and finally that wonderful crunch from the walnuts. Trust me, after one taste it’s a fruit salad you’ll crave from then on!

This is the perfect side to your end of summer cookouts coming up this month and of course it’s the perfect salad to transition into fall with! And let me just say do not leave out the walnuts in this salad. They really do take this salad over the top! And of course I didn’t just use any walnuts, I use Fishers Walnuts not only for there perfect flavor but because they are one of the only brands of recipe nuts made entirely without preservatives! They are one of my go to snacks plus I love adding them to salads, oatmeal, granola, pastas, baked goods, cheese balls (yeah I’m craving one of those right about now) and so much more! Try them in this fruit salad and see for yourself just how delicious they make it!

More at: http://www.cookingclassy.com/creamy-cinnamon-apple-walnut-fruit-salad