Justin Urbas – Should You Save For Your Child’s College Education?

I’ve mentioned before that my parents did not have any money set aside for my college education. I don’t blame them. I was the third of seven kids in a firmly middle-class family. Keeping all of us fed and in good health must have been a major financial undertaking. I spent many years working my way through college and eventually took out a few student loans to finish up my last few semesters.

My husband’s parents didn’t help him pay for college, either. His parents prioritized their retirement savings – as they should. He worked all summer and during the semester to pay for tuition, books and other expenses. He made it through college debt-free but lived on condiment sandwiches for most of his college years because he couldn’t afford groceries. Lest you think I’m exaggerating, he literally ate condiment sandwiches. He must’ve developed a taste for it because to this day, ketchup and mustard make up a large segment of our grocery budget.

More at: http://www.forbes.com/sites/janetberryjohnson/2016/05/19/should-you-save-for-your-childs-college-education/#679834257137

No Money to Start a Business? No Problem. Try These 5 Options.

You might be limited to a strict budget when you want to start a business, but that doesn’t mean you don’t have any options. It is possible to start a business with very little money, if you have the right combination of skills, work ethic and marketing know-how.

According to Chris Guillebeau, author of The $100 Startup, “To succeed in a business project, especially one you’re excited about, it helps to think carefully about all the skills you have that could be helpful to others and particularly about the combination of those skills.”

More at: https://www.entrepreneur.com/article/238538

Justin Urbas:Choosing the perfect health insurance plan for you

Lots of health insurance plans are there and for a newbie navigating through these plans can be tricky. Quite naturally, people when buying their first health insurance plan, look for expert advice. However, you can easily get such advices here from Justin Urbas.

Know the marketplace: There are a huge number of people who get health insurance from the employer. If you too are one of them, then first determine whether you really need another health insurance or not. It may happen that the insurance offered by employer is not sufficient for you and your family. In that case, you can look for insurances offered by the Government.

Compare different plans: Different health insurance plans have different features among which all might not be needed by you. Thus, before choosing, you should compare different plans offered by several insurers. The cost of insurance available at marketplace might be slightly higher than that offered by your employer. While choosing, Justin Urbas states that you should consider it also.

Comparing health plan networks: Usually the insurers have own health plan network consisting of doctors and other professionals. From these professionals, you can get services are comparatively lower cost. That’s why; prior to selecting the an insurer, check its network. As per Urbas, it is always better to know whether your local doctors are included into the same network or not. If much doctors are not available, go for an insurer which offer larger network of professionals.

Know the out-of-pocket costs: Before selecting an insurance service provider, know the out of pocket costs you have to bear. Choose the policy on basis of your preference of doctors for example, whether you visit general physicians or specialist doctors, do you have any serious ailment etc.

Justin Urbas considers that for your first insurance plan, you can make a checklist of all expected benefits and finalize the deal only when most of your expectation are met.

4 Content Writing Tips for Beginners

Writing content for a group of people is not at all easy. The task becomes even more difficult for the professionals who have just started writing. If you too are one of them, know the below tips given by David Justin Urbas to write great contents from the very first day.

Check relevancy of the content: You might find lots of tempting topics to write about surrounding you. However, when you are writing for a particular group of people, you should check whether your chosen topic is relevant or not. The readers on website need information. So, you should try to provide them valuable information or answer their queries through your content. Otherwise, your target readers might not find the content worthy to read.

Start with the conclusion: While writing for website readers, you should try to use every possible way for growing their interest. David Justin Urbas considers that getting to the point at the first paragraph is an effective way to do it. After starting the content with the information you want to discuss, you can expand it in later parts. If the readers find the information valuable, they will be interested to go through it.

One paragraph for one idea only: Throughout the content, you can discuss several ideas. However, while doing this, you should start a new paragraph for each new idea. The web readers do not go through contents thoroughly. So, you can use attractive subheadings for making the content interesting.

Use lists instead of long paragraphs: The online readers do not like to read lengthy contents. So, you can replace such paragraphs with lists. Use of these lists will make your content more catchy to the readers. However, while using lists also, you should avoid too lengthy ones.

David Justin Urbas also considers that making contents easily understandable is important to retain readers. You should use easy words and short sentences throughout the content to get attention of your target audience.

5 Tips from Justin Urbas in Home Decoration Parties

Justin Urbas provides some great home decoration ideas for house parties


Arranging family parties at home is always excellent but sometimes preparing the area perfect for party becomes problematic due to lack of time or ideas. However, if you too are going to arrange one such party at your house and do not have adequate time, know the following simple tricks from Justin Urbas to give your home a party-look within minutes.

Place flower stands:

If you are in hurry but still need to change look of your home, just place beautiful flower stands at different parts of the room where party is going to be organized. Just fresh flowers will do a lot to make the place perfectly suitable for parties.

Pay attention to the dining table:

While organizing family parties, you should pay attention to the dining table also. A nice cake stand on table, stylish cocktail stirrers or colorful coasters along with unique table cloth can also bring a new look to your home.

Do something special for children:

Justin Urbas suggests that in any party you should do something special for the little guests. For example, you can make different patterns using balloons and can decorate your home with these on the day of party. You can make colorful garlands with toys, images or artificial flowers and can use these for decoration. Even you can use pretty paper flowers too for creating a special look at the rooms.

Get new wall hangings:

For changing environment of the home, you can place new wall hangings such as giant flowers. Surely these will change the mood of your party.

Have colorful curtains:

On the day of party, you can replace the regular curtains with colorful ones. It will also help you to create a new look at your house.

Justin Urbas considers that illuminating your house on the day of party is also important. For both the indoor and outdoor areas, you can think of using unique lights to get a party-like look.