Some Key Points For Interior Decoration For Small Spaces

Light colors such as baby pink or lemon yellow do not absorb the light and help it to be spread across the rooms, according to David Justin Urbas.

Who does not want their house to have a grand look? If not the essence of a palace, one would definitely want his house to be as magnificent as possible! However, there are no mansions anymore, and most people have flats as their living space. You might wonder how to make smaller areas look bright and beautiful and give up the idea of interior decoration after being dejected. Worry not, since David Justin Urbas has just the right solutions for you! It is an age-old notion to think that small places cannot look good and it always requires palatial walls and ceilings for any decoration to show its beauty. Some neatly crafted tricks can make your small flat look so wonderful that guests do a double-take at every corner of the house!


Take a look at the following factors to know how to make the smaller spaces look amazing:

1. Position the windows strategically – Sunlight gives an airy feel to any space. At the time of the construction, ask the builder to go for bigger windows so that the house gets plenty of air and light. Keeping the windows open during the daytime takes away the feeling of cramped spaces. In fact, place your mirrors adjacent to the window so that the light gets reflected and refracted to every corner of the room. With light-colored curtains swaying in the breeze, your window corner will never look better!

2. Pick lighter colors for walls – Light colors such as baby pink or lemon yellow do not absorb the light and help it to be spread across the rooms, according to David Justin Urbas. With a lighter tone, the walls will not look cramped and give you a feel of staying in a much bigger space. If you have a fascination with darker colors, pick any one wall for it. Ask the painter to select a widespread wall to enhance the darker color on it and surround that wall with lighter colors. From bedroom to the living room, a lightly colored wall will give off a breezy vibe.

3. Buy smaller furniture – Furniture plays an important role in the decoration of any house, be it big or small. First of all, do not buy meaningless junks. Go for those pieces that would abide by the theme of your flat. Placing furniture here and there haphazardly will do you no good and eat up all the empty space. You can opt for a folding table or a sofa-cum-bed or small chairs so as to save space. Placing the furniture strategically will give a whole new look to your house and give an oomph to every room.

Decorating your small flat can be a piece of cake with the right advice from David Justin Urbas. By following the key guidelines, your small flat will be no less than some grand mansion. Guests walking in are sure to be mesmerized by the decor, the choice of colors and the unique pieces of furniture. Your decorating ideas can even become an inspiration for some!

How to Avail a Home Loan

David Justin Urbas is of the view that if you are planning to get a loan for a long duration, it is advisable to go for a floating rate loan.

Buying a house is a dream for many and it is a huge financial decision. With the rise in real estate prices, buying a home from personal savings is almost impossible for first time buyers. Availing a home loan is the only way to fulfil their dreams. According to David Justin Urbas, getting a home loan is not very difficult nowadays as all banks and NBFCs offer them at different rates.

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Steps for Availing Home Loans

  • Check the eligibility criteria

Lenders will first assess your income, credit score etc and decide if you have the repayment capacity of the loan amount that you want. The loan will be approved only if you satisfy the eligibility criteria.

  • Find types of loans available

Loans are generally of three types – fixed interest, floating interest and combination loans. A fixed interest loan is one where the interest rate will be fixed throughout the entire tenure. On the other hand, for floating interest loans the interest rate varies according to a benchmark rate. Combination loans are partly fixed and partly floating. David Justin Urbas is of the view that if you are planning to get a loan for a long duration, it is advisable to go for a floating rate loan.

  • Assess your loan

It is better to get your loan pre-approved and then search for homes because that will help you fix your exact budget.

  • Fix your loan amount: Depending on your credibility, most lenders will be ready to pay 70-90% of the entire amount for buying the property. Make sure that you have the remaining balance to pay the rest of the amount.
  • Check the cost of loan: The cost of home loan includes processing fees, interest payments, admin charges etc. Whenever you are taking a loan, ensure that there are no hidden charges.
  • Determine EMI: Based on the loan principal and interest rate, calculate the monthly installments that you need to pay. If the amount seems feasible, go ahead with the loan otherwise reconsider the loan amount you want to take.
  • Decide the tenure: Home loans can be sanctioned up to 30 years. Depending on your age and income, you can decide the time period in which you want to repay the loan.

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  • Loan verification

Before getting a home loan, the lender verifies a few documents. These are

  • Credit documents– Generally salaried people need to show salary slip for the last 3 months and self-employed people need to submit income tax returns for 3 years.
  • Property documents– These include title deeds and agreement to sell. Based on these, the lends will do proper due diligence of the property.
  • KYC documents– KYC includes the identity and address proof of the person taking the loan eg. Aadhar card, passport, PAN card, voter ID etc. This is used for background verification.

 

  • Check for insurance cover

It is advisable to buy a loan cover term assurance plan. This would be safer for your family because in case anything unfortunate happens to you, the loan would be covered by the insurance company.

Having an eye for little details can make you choose the most appropriate home loan scheme. According to David Justin Urbas, you need to be familiar with the above-mentioned steps before availing of a home loan.

Trends in Home Interior Decoration

According to David Justin Urbas, maximalism is the new trend as homeowners are keen on choosing interesting decorative objects.

Millennials are giving a vent to their refined and aesthetic preferences when it comes to home interior decoration. Giving a new look to your home interior may sound fascinating but at the same time also challenging. In the past decade, the minimalist design style was hugely popular among homeowners. However, there is a major shift in the complete opposite direction nowadays. According to David Justin Urbas, maximalism is the new trend as homeowners are keen on choosing interesting decorative objects. Following your instinct makes the design process simpler in more ways than one. The secret of proportionate maximalism is to keep a well-judged edit and visual consistency so that your efforts don’t appear heavy-handed.

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Popular Home Interior Decoration Themes

Some of the most popular home interior decoration themes are listed as follows:

  1. Sleek contemporary fireplaces: Most individuals look for modern updates to their fireplaces. With the assistance of professional interior designers, you can have minimal fireplaces that leave a subtle note in your home. The best approach is to opt for a contemporary fireplace as it will appear timeless. This will also boost the value of your property.
  2. Tin interiors: Tin interiors are the call of the day. Being in vogue for decades, tin interiors continue to cast its spell among homeowners. Its unparalleled vintage-inspired feel is something to be noted. It is undoubtedly one of the easiest ways to add enticing texture in any room in your home. Along with a tin ceiling, it is advisable to go with tin panels if you want to give your home an ultra-glamorous look. David Justin Urbas is of the view that having tin interiors give an added dimension to your home decoration.
  3. Painted floor tiles: The easiest among all home trends to implement, painted floors are more likely to have an instant impact in your home. It is also affordable, which makes it even more popular. Painting your floors is a shortcut for quickly transforming the interior of your house.
  4. One-of-a-kind console tables: With the rising popularity of maximal design, it is desirable to design your living room with a unique-statement making piece of furniture. An avant-garde console table is in rage owing to its distinctive appeal.
  5. Cut out the couch: Nowadays, there is no set of design traditions to follow. Millennials are gradually moving from having a standard couch in their living room to a bit more daring and innovative. If you want the living room to have an air of sophistication, a stylish settee is probably the best option. For making your living room interior design more inviting and intimate, a group of comfortable chairs set in a grouping will work the best.

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If you are in a dilemma regarding the trend to go with, consult a professional interior decorator. With his suggestions, you can make the necessary conclusions. It is expected that the above-mentioned trends will continue for a few more years to come. Implement any of the approaches and enhance the look and feel of your home.

COMPREHENSIVE GUIDE TO KEEPING YOUR HOME SAFE

The multi-talented personality, David Justin Urbas is a successful entrepreneur in various fields of work. Here, he suggests some tips on the ways in which you can make your home safe and secured.

Whether you are residing in an old house or a brand new apartment, it is always necessary to keep your home safe and well-secured. With the evolution of science and technology, the security systems used today in different households, across the world are of various types, endowed with several advanced features. The multi-talented personality, David Justin Urbas is a successful entrepreneur in various fields of work. Here, he suggests some tips on the ways in which you can make your home safe and secured.

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Ways to Keep Your Home Safe

It is essential to safeguard your house and your loved ones from the prying eyes of burglars, strangers and thieves. So, if you are keen to walk the extra miles and make your house protected from any kinds of intruders, here are some of the chief aspects and tips to consider.

1.Check All the doors of the house
It is your primary responsibility to check all the doors in your house, particularly the front doors and gates. Burglars most often target the front doors to utilise even the minutest chances of being less guarded. You should thoroughly check the exterior and interior doors, located in the entire house or apartment, and make sure that those are locked properly before you leave. It is necessary to check all the locks, hinges, bolts, and door frames to see if those are strong enough to prevent any intrusion. As an added security measure, you can install a deadbolt at the main entrance and exit doors, and install a strike plate. If necessary, you may also install a video doorbell and smart locks which can be operated and controlled from remote devices, helping you to keep a watch on your house.

2.Check the windows of the house
Windows are one of the most common points of entry for robbers and burglars. They usually target the windows of the house, as these remain open, most of the times, and thus can be conveniently reached out by the thieves. David Justin Urbas suggests the locks and key-operated levers and latches if you feel that the windows are not safe and secured by themselves. You may install windows and glass breaking sensors which can alarm you the moment there is some unprecedented movement. For extra security, you can opt for windows which have bars or in which the window glasses are secured with a security film.

3.Lighting up the exterior of the house
You should keep in mind that burglars and thieves never want to stay under bright light – they do not want to get spotted. So, you can keep these lawbreakers at bay by lighting up your house, particularly the exterior parts, including the backyards, balcony, terrace, pathway and sidewalks. For additional safety, you can install motion-activated lights, which can raise an alarm in case of any intrusions. To save energy, you may use solar panels, or place a timer on the outdoor lights.

David Justin Urbas also points out that you should set CCTV cameras, install a home security system, and lock up the garage area every time before leaving the house. You should also lock up your home Wi-Fi network, and keep all your precious items and jewellery safely under lock and key, always.

Important Tips on Home Security which Individuals Must Follow

David Justin Urbas, a renowned property consultant, the concept of security is not only confined to businesses but also extends for household factors.

Everybody wants to protect their houses from theft and burglary. It is necessary from the part of homeowners to come up with an agenda that includes all the rooms of a house. According to David Justin Urbas, a renowned property consultant, the concept of security is not only confined to businesses but also extends for household factors. If individuals adhere to the right measures regarding the protection of their house, they can save a great deal of money and time.

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Necessary Tips on Home Security

It is the sole responsibility of the homeowners to protect their homes while avoiding undesirable consequences. A thorough inspection is utmost necessary to detect the exact security measures. Nowadays, thieves and robbers try every method to penetrate into an individual’s house. As it is said that prevention is always better than cure, the owners of houses must follow the below-mentioned tips on home security:
Continue reading “Important Tips on Home Security which Individuals Must Follow”

Tips On Home Security You Must Follow

The most ideal approach to shield your home for mishaps like burglary and so, is to begin with an agenda that incorporates all rooms of your home beginning from the storm cellar and working your way into the yard. Property consultant Justin Urbas states that security is never restored only for business purposes; rather it extends for household factors as well.

Owning a house is an achievement for the vast majority, however when you buy a house, you solely become responsible for any kind of occurrences that may take place as a result of your take on home security. Adhering to the right measures to anchor your home won’t just shield your family from mischief, yet it could help you to save your money and other valuables. The most ideal approach to shield your home for mishaps like burglary and so, is to begin with an agenda that incorporates all rooms of your home beginning from the storm cellar and working your way into the yard. Property consultant Justin Urbas states that security is never restored only for business purposes; rather it extends for household factors as well.

You need to remember that until and unless you built or purchased your home, it used to be owned by someone else. And that implies you are not aware of the safety measures taken up by the residents then. A thorough inspection needs to be carried out to find what security measures are there in place. There is a world other than whistles, alarms and bells when the question of home security comes to concern. The storm cellar zone- better known as the basement and the garage are two of the most ignored corners of one’s home on the grounds that they are not on display.

In any case, these territories can be the most hazardous zones in the home. On the off chance that you have a cellar, carport, or both you should ensure that all synthetic compounds, pesticides, and charcoal are kept away. For reasons unknown kids and pets generally get attracted to such hazardous materials. A decent alternative for storage purpose is a gadget that is associated with the roof and can be brought down by a remote control.

Something else that can be great is to get your nearby interior designer to set up a capacity shed that you can accordingly lock when you are not there to manage. Another issue for storm cellars and carports are combine boxes. Ensure that all the fuses are apt fit for the circuits since if they aren’t than you will have a fire danger staring at your face.

Others Tips to Follow:

  • There are likewise things that you can conduct to ensure that the living zones of your home are more secure. For example, ensure that you have smoke finders strategically placed all through your home; this incorporates foyers and general regions. You ought to check with your nearby town development authority whether your sewage pipes contain lead or lead patch with the goal to keep up the maintain home security at its best. This will help everyone living in the house enjoy a healthy lifestyle.
  • Any kind of exposure to metals like lead can turn out proving fatal, and on the off chance that you get to find that your pipes has lead in it, ensure that you let the water flow out for at least thirty seconds after opening the tap. This will make it safe enough for drinking. Likewise recall that heating up your water does not lead the pack out of it.
  • Ensure that your family has an escape route planned during emergency and also store important numbers like that of the fire and police department to call them up in need for help.
  • It is likewise a smart thought to check your outlets when you move in find whether any are exorbitantly cold or hot. Outrageous temperatures in the electrical outlets could be an insight to broken wiring.

While these are some essential tips for home security by Justin Urbas to be kept in concern, also remember to take a look at the pool side and fence (if you have) from time to time. Maintaining cleanliness will add on to your hygiene and help you and your family members with a healthy life.

Know About a Few Interior Design Tricks Which Will Transform Your Home

You might not have ever spared a thought about mirrors about how it can be used to change the look of a room, but Justin Urbas is of the idea that mirrors can be of great help in interior decoration.

The grandeur of your home does not only depend on the outer look of the house, but also on the interior portion. If you do not feel rejuvenated after coming back home after a long, hard day, then know that your house definitely has some lack in its decoration. It is very much advisable to give an oomph quotient to lift up the normal look and feel of your house. Interior decoration, as suggested by Justin Urbas, can change the mundane feel of your house with minimal cost and effort.

Ways To Uplift The Feel Of Your House

Choose The Color Wisely – Every individual has a different fascination when it comes to color. But do it wisely, as painting a small room with dark colors will give it a stuffy and dingy feel. A living room has the most chance to look cramped with most of the furniture placed around here. If you go for large windows and softer colors on the walls, it will give an airy feel to the room. It is also a good idea to place mirrors in the living room as mirrors will provide your guests with an optical illusion to make the room seem larger. A dark color can be used on one wall for contrasts, but painting the entire room with a deep shade will give it a rather claustrophobic feel. So, go for an expert opinion before zeroing in on the colors for your home.

Mix Up Patterns And Textures – If you have hand-me-down heirlooms as well as modern beds and couches, do not think that the two cannot be placed side by side! Classic and modern can go hand in hand very well, only if you know how to decorate it nicely. Just as an antique table or desk will reflect the stories from your past, similarly your recently-bought painting will show how you have evolved in life! With your pillows and cushions, you can think of mix and matching the patterns and textures that will give your room a new feel altogether. The different types of fabrics in rugs or furniture will surely bring a warmth to your living space.

Use Decorative Mirrors – You might not have ever spared a thought about mirrors about how it can be used to change the look of a room, but Justin Urbas is of the idea that mirrors can be of great help in interior decoration. If your place is small, then placing mirrors in the living room will help to give the room a much larger feel. Decorative mirrors also reflect the light around the room and make it seem airy.

You might not have the idea, but sometimes the smallest thing in the nook and corner of the house can change the entire look of the house. It can be a mirror, a plant or even a lamp which can have the potential to have a great impact on the decoration of the house, if placed rightly.